Online Only

Due to ongoing concerns about the coronavirus (COVID-19) and in light of the recent directives from the State of New Jersey and the Centers for Disease Control and Prevention (CDC), LCD Mortgage has closed our physical office at 195 Route 46 West, Suite 7, Totowa, NJ 07512 until further notice.

COVID-19 Residential Mortgage Relief

"The State of New Jersey is working to lessen the financial impact of COVID-19 on residents who are struggling to pay their mortgage and bills. Citigroup, JP Morgan Chase, US Bank, Wells Fargo, and Bank of America, in addition to over 40 other federal and state-chartered banks, credit unions, and servicers have committed to providing relief for consumers and homeowners in New Jersey." 

~ New Jersey Department of Banking and Insurance

Powerful Mortgage Lending, Made Easy

We are a full service mortgage company based in Totowa, New Jersey. 

Purchasing? Refinancing?

We specialize in Residential mortgage loans, including FHA, Conventional, Jumbo, USDA, VA, Renovation 203k, and Commercial mortgage financing. 

The Right Choice

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and, best of all, quality service and individual attention. 

Home Purchasing

Construction Lending

Home Refinancing


You could pre-qualify for one of our many loan options to get you in your new home even quicker. We close loans in 30 days. Have questions? Our Mortgage Bankers have the experience and expertise to help you find the right loan that fits you and your lifestyle. 

Home Refinancing

Construction Lending

Home Refinancing


Whether you want to lower your monthly payment, shorten your term or take cash out, sometimes replacing your current mortgage with a new one makes sense. We can help you refinance your mortgage with a term that makes sense for your situation. 

Construction Lending

Construction Lending

Construction Lending


Whether you’re building a brand-new home or restoring that fixer-upper, you’ll find a wide array of mortgage and loan options. Talk to one of our knowledgeable Mortgage Bankers today. 

Equal Housing Opportunity